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Changing ABA providers in Essex County without losing authorization

Step-by-step guide for Essex County, NJ families switching ABA providers for an autistic child while keeping insurance authorization intact.

Published · Essex County, New Jersey

A parent pushing their child on a swing at a neighborhood playground

Why switching providers can put your authorization at risk

If your child has an active authorization for ABA therapy with one provider and you decide to move to a different provider, the original authorization does not automatically transfer. Insurance companies treat each provider as a separate entity. If you simply stop going to one and start with another without following the proper steps, you may face a gap in coverage or a denied claim. This guide walks through the process specifically for Essex County, New Jersey families.

Step 1: Check your child's current authorization end date

Before you do anything else, look at the most recent authorization letter from your insurance plan. It will list the start date, end date, authorized hours per week, and the name of the current provider. If the authorization is about to expire in less than 30 days, you may want to ask the current provider to submit a reauthorization request before you switch. If you switch mid-cycle, the new provider will need to submit a new authorization request for the remaining time. This can cause a delay.

Step 2: Identify your child's insurance plan

In New Jersey, most children with an autism diagnosis receive ABA coverage through NJ FamilyCare (Medicaid/CHIP) or a commercial plan. If your child is on NJ FamilyCare, the plan is managed by one of these: Horizon NJ Health, Wellpoint, Aetna Better Health of NJ, or UnitedHealthcare Community Plan. If your child is under 3 years old, services are arranged through the New Jersey Early Intervention System. If your child is 3 through 21, the single access point is PerformCare, which is part of the Children's System of Care. After age 21, the Division of Developmental Disabilities becomes the contact. Know which system applies to your child before you call.

Step 3: Find a new provider in Essex County

Essex County has 79 ABA providers registered on the federal NPPES registry. All 22 municipalities have at least one provider within 7 miles. The towns with the most providers are Newark (10), Bloomfield (7), Livingston (7), East Orange (6), Maplewood (5), and West Orange (5). If your child attends a public school in districts such as Belleville, Bloomfield, Cedar Grove, East Orange, Essex Fells, Glen Ridge, Irvington, Livingston, South Orange-Maplewood, or Millburn, you may want to ask the school's child study team if they have a preferred provider list. However, you are not required to choose a provider from that list. You can pick any provider that accepts your insurance.

Step 4: Contact the new provider and confirm they accept your insurance

Before you give notice to your current provider, call the new provider's intake coordinator. Ask specifically: "Do you accept [name of your insurance plan] for ABA therapy?" and "Do you have availability for a new client?" If they say yes, ask if they will handle the authorization transfer or if you need to request it yourself. Some providers have a dedicated person who handles insurance verification. Write down their name and extension.

Step 5: Do not cancel your current authorization yet

A common mistake is to call the current provider and say, "We are leaving, please discharge us." If you do that, the current provider will close the case and the authorization will end immediately. Instead, tell the current provider that you are considering a change and ask for the process to transfer the authorization. In many cases, the current provider must submit a discharge notice to the insurance company, and the new provider must submit a new treatment plan. The insurance company will then issue a new authorization for the new provider. This can take time. Do not stop services until the new authorization is active.

Step 6: Request a transition plan from the current provider

Ask the current provider's BCBA (Board Certified Behavior Analyst) for a written summary of your child's current goals, data, and any behavior support plans. This helps the new provider pick up where the old one left off without starting from scratch. The current provider is required to share this information with your written consent. If they resist, remind them that you have the right to request your child's records under HIPAA and New Jersey law.

Step 7: Contact PerformCare or your managed care plan for help

If your child is 3 through 21 and on NJ FamilyCare, you can call PerformCare. They are the single access point for the Children's System of Care. They can help you understand what is needed for a smooth transition. If your child has commercial insurance, call the customer service number on the back of your insurance card and ask for the behavioral health department. Ask: "What is the process to change ABA providers while keeping an active authorization?" They will tell you the exact steps and forms required.

Step 8: Watch for a gap in services

Even if you follow every step, there may be a gap of a few days or weeks between the old authorization ending and the new one starting. This is common. During that gap, the new provider cannot bill for services, and you may be asked to wait. To minimize this, ask the new provider to submit the authorization request as soon as you have given written consent. Do not wait until the old authorization expires. If the gap is long, you can ask PerformCare or your insurance plan's case manager to expedite the review.

What if the new provider is in a different town in Essex County?

Essex County has 22 municipalities. If you switch from a provider in Newark to one in Livingston, the authorization process is the same. Distance does not matter for insurance. However, if your child's school district has a contract with a specific provider for in-school services, switching to an out-of-district provider may affect how therapy is delivered during school hours. Check with the child study team at your child's school district before making the change.

When you are under 3 or over 21

If your child is under 3, the New Jersey Early Intervention System handles authorization. Contact your service coordinator to request a change. If your child is over 21, the Division of Developmental Disabilities manages services. In both cases, the same principle applies: do not discharge from the current provider until the new authorization is in place. Ask the new provider if they are enrolled with the Early Intervention System or DDD. Not all ABA providers are.

One last reminder

This guide is for informational purposes only. Every insurance plan and every provider may have slightly different procedures. Always confirm the steps with your insurance company and the new provider before making a change. If you get stuck, ask the new provider's intake coordinator to walk you through it. They do this every week and can tell you exactly what to do.

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